Understanding Health Insurance: Zach's Medical Expenses

1. Who is responsible for paying Zach's $500 bill during his first visit of the year?

a. Zach

Answer:

During Zach's first visit of the year, where he incurred a $500 bill, Zach himself is responsible for this cost, as it falls below his deductible of $750.

Health insurance can be complex, with deductibles and coinsurance playing key roles in determining how much a patient pays for medical expenses. In Zach's case, since his bill was below his deductible, he is responsible for covering the cost of $500 for his first visit.